MyMarguerit is a unique investment solution that allows you to invest directly in French agriculture through a tangible, income-generating real asset.
A decorrelated agricultural real asset backed by over 50 years of livestock management experience and registered with the French Financial Markets Authority (AMF – D-21-01).
How it works
When you invest, you become the owner of tangible agricultural assets (dairy cattle), which are then leased to partner farmers across France.
This model enables farmers to develop their operations without bank debt, while providing you with stable, recurring income generated exclusively by real economic activity.
Returns come from the operational leasing of livestock, not from interest, leverage or financial speculation.
When income is capitalised, it is used to acquire additional livestock, increasing the size of the herd you own over time.
A transparent and fully asset-backed model, decorrelated from listed financial markets and aligned with long-term wealth preservation.
JT de TF1 "Placements, pensez aux vaches plutôt qu'au Livret A"
De nouveau diffusé au Journal de 13h de TF1 le 29 avril 2026, ce reportage témoigne de l’intérêt des Français pour l’agriculture et les solutions qui la soutiennent.
Il montre concrètement les bénéfices du modèle : côté éleveur, éviter un décaissement important en louant une partie du cheptel ; côté épargnant, donner du sens à son épargne en soutenant l’agriculture française, sans renoncer à la performance.
Quelle fiscalité pour ce placement ?
exonération de taxe sur la plus-value
À partir de la 5ième année, l’exonération de taxe sur la plus-value est totale.
Les plus-values sur l'actif sont exonérées d’impôt et de prélèvements sociaux après 5 ans de détention.
Rendements nets d'impôts
Pendant 10 ans, le souscripteur amortit 10% du montant placé / an.
Comme il est supérieur au rendement distribué, il crée un déficit comptable qui neutralise l’imposition du rendement versé.
Réduire son impôt sur le revenu
Sur une période de 10 ans, environ 70% de votre placement sera déductible de vos revenus nets à déclarer.
Cette règle s'applique pour les souscripteurs éligibles : revenus annuels nets du foyer fiscal inférieurs à 141 863 € avant abattement de 10 %. L'avantage fiscal dépend de la situation individuelle de chaque investisseur.
Our commitments
We support an agricultural model that respects people, animals and the environment, through concrete, on-the-ground commitments.
Explore the map and dive into the French agricultural regions we support.
Discover our partner farms and the dynamic dairy regions that bring our herds to life. From Brittany to the Jura and the South-West, each region reflects a unique terroir and a tradition of respectful, family-run farming.
Frequently asked questions
Is this investment registered with a financial authority?
Yes. The investment is registered with the French Financial Markets Authority (AMF) as a “miscellaneous asset” under registration number D-21-01.
Is there a risk of losing my capital?
As with many investments, there is a risk of partial or total loss of capital.
Who manages the herds in practice?
Herd management is carried out by Gestel, the technical and operational manager of MyMarguerit. Gestel oversees the entire life cycle of the animals, from health monitoring to the natural renewal of the herd, in close cooperation with partner farmers. This set-up ensures the proper execution of the projects financed by your investment – you do not have to manage anything yourself.
What exactly does my money finance?
Your funds are used to acquire cattle which are then made available to farmers. This allows them to develop their activity or refinaWho selects the agricultural projects?nce their existing herd without going into debt.
Puis-je aller voir mes vaches ?
Nous ne communiquons pas les fermes où se trouvent les vaches des investisseurs pour des raisons sanitaires, réglementaires et de confidentialité.
Who selects the farming projects?
Gestel rigorously selects projects and partner farmers according to economic, sanitary and environmental criteria. Our technicians across France regularly visit the farms.
What are the fees?
A 6% subscription fee applies on the unit value (“Unit of Account”, the cow) of €1,857, i.e. €1,969 per unit. A 10% fee applies on the unit value at the time of exit. For eligible French tax residents, these fees are 100% deductible from income tax.**
* Price as of 25 March 2025.
Is this an ethical or responsible investment?
Yes. The product is built on concrete ESG criteria: animal welfare, farmers’ mental health, food traceability and rigorous governance. The approach has been developed with PwC.
When and how is income paid out?
Income is capitalised during the first 3 years. From year 4 onwards, the investor can choose to remain in capitalisation mode or opt for an annual income distribution.
Do I lose money if one farmer faces difficulties?
No. Investments are diversified across multiple farms to mutualise risk. If one farm encounters difficulties, this does not have a direct impact on the overall performance of your investment. All operational, legal and sanitary aspects are supervised by our management team.
What happens if a cow falls ill or dies?
Farmers are required to take out insurance covering the animals in case of illness or death. This ensures that investors do not suffer a loss in the number of animals they hold. In addition, the herd is naturally renewed through births.
Is this investment compatible with a long-term wealth strategy?
Yes. This investment offers stable income, gradual capital appreciation and can be integrated into diversification, succession or retirement strategies.
How is the herd renewed over time?
The herd is naturally renewed through births on the farms. This renewal cycle supports the long-term sustainability of the asset and avoids constant reinvestment in new animals.
Can I get my money back at any time?
Exit is possible at any time under the conditions set out in the contract. Liquidity is limited but organised to provide flexibility for investors.
