100% asset-backed

Invest in French agricultural real assets

MyMarguerit is a unique investment solution that allows you to invest directly in French agriculture through a tangible, income-generating real asset.
A decorrelated agricultural real asset backed by over 50 years of livestock management experience and registered with the French Financial Markets Authority (AMF – D-21-01).

Agriculteur en France

How it works

When you invest, you become the owner of tangible agricultural assets (dairy cattle), which are then leased to partner farmers across France.

This model enables farmers to develop their operations without bank debt, while providing you with stable, recurring income generated exclusively by real economic activity.

Returns come from the operational leasing of livestock, not from interest, leverage or financial speculation.

When income is capitalised, it is used to acquire additional livestock, increasing the size of the herd you own over time.

A transparent and fully asset-backed model, decorrelated from listed financial markets and aligned with long-term wealth preservation.

A high-performing investment

Average annual performance: 5.3%* (income¹ + asset appreciation²), with attractive tax treatment for eligible French tax residents.
Rendement

Income

With an average annual net income¹ of 3.24%*, this investment offers stable and durable performance over time.

Performance de l'actif

Asset appreciation

The value of the underlying “livestock” asset² also evolves over time.
It has increased by an average of +2.1%* per year over the last 10 years (+21%* between 2014 and 2024).

Fiscalité

Capitalisation

This investment is designed for long-term capitalisation: returns can be reinvested to increase your exposure to the underlying tangible asset and enhance potential growth over time.

¹ The average annual income is calculated over the calendar period from 2013 to 2023.
² Asset appreciation over 10 years corresponds to the change in capital between the reference year 2014 and 2024, based on the unit price of one cow (excluding entry fees).

*Past performance is not a reliable indicator of future results.

The press is talking about it

MyMarguerit was featured on TF1’s prime-time evening news, in a dedicated report on our agricultural investment model.


This public recognition strengthens the legitimacy and transparency of our approach.

Our commitments

We support an agricultural model that respects people, animals and the environment, through concrete, on-the-ground commitments.

Rated 4.8/5 on Google
“Today, I decided to invest in… a four-legged asset. Why? Because ultimately, investing isn’t just about return. It’s about meaning and diversification. What I liked was this approach that’s both very concrete and full of purpose: diversifying my wealth into a tangible asset that is less exposed to financial market swings, generating regular income through the rents paid by farmers, seeing my capital grow over time and, above all, directly supporting French agriculture. So yes, I own a cow. And I find it as surprising as it is exciting, because sometimes stability is built by stepping off the beaten track.”
— Pauline S. - LinkedIn Review
“I recently had the opportunity to discover Élevage & Patrimoine, and I have to say I’m absolutely delighted with the investments I’ve made with them. One of the things that impressed me most is their transparency. They took the time to explain in detail the different investment options available, highlighting both the benefits and the risks of each. I really appreciated this honest and well-informed approach, which allowed me to make well-informed decisions about my investments.”
— Mathias Moro
“Very satisfied with the information provided and the investment I made. I recommend it for anyone looking for an investment that also offers a tax deduction.”
— Jean-Michel Sibers
“I believe this can really help the farmers in our country, who do a demanding but beautiful job, working long hours all week. I am also very satisfied with Élevage & Patrimoine: a serious organisation, with good communication from the team and practically nothing for me to do in terms of paperwork, especially on the administrative side. That matters a lot to me and I really appreciate it.”
— Nelly Roussy
“An excellent way to diversify your wealth with an investment that is both outside the traditional banking system and not purely monetary: even in the event of financial, banking or monetary turmoil in the coming years, or a crisis in the euro, you still hold tangible assets that retain value.”
— Christophe L
“Hello, in 2014 I bought 50 cows; in 2024 I will have 60. At that point I will switch to the Annual Income product, then afterwards I will open a new Herd Growth account (so two accounts in parallel). When we talk with farmers (which happens often, we live in the Lot region), they very quickly understand the value of this structure: there are no bankers in the loop.”
— Emmanuel Cayla
“A company with a strong reputation that offers unique investment opportunities in the cattle farming sector.”
— Sabit
“I am very happy with the fruitful collaboration I have established with Élevage & Patrimoine, a livestock investment company that enables me to offer my clients an ethical and socially responsible investment solution. I highly recommend getting in touch with them!”
— Jérôme Baudot
“I’m delighted with this investment, which allows me to diversify my wealth while staying respectful, close to nature and meaningful. And as the icing on the cake, it offers a 10-year tax benefit on our investment with a return that is more than decent.”
— Véronique Baty

Explore the map and dive into the French agricultural regions we support.

Discover our partner farms and the dynamic dairy regions that bring our herds to life. From Brittany to the Jura and the South-West, each region reflects a unique terroir and a tradition of respectful, family-run farming.

Cheptel France

Frequently asked questions

Is this investment registered with a financial authority?

Yes. The investment is registered with the French Financial Markets Authority (AMF) as a “miscellaneous asset” under registration number D-21-01.

Is there a risk of losing my capital?

As with many investments, there is a risk of partial or total loss of capital.

Who manages the herds in practice?

Herd management is carried out by Gestel, the technical and operational manager of MyMarguerit. Gestel oversees the entire life cycle of the animals, from health monitoring to the natural renewal of the herd, in close cooperation with partner farmers. This set-up ensures the proper execution of the projects financed by your investment – you do not have to manage anything yourself.

What exactly does my money finance?

Your funds are used to acquire cattle which are then made available to farmers. This allows them to develop their activity or refinaWho selects the agricultural projects?nce their existing herd without going into debt.

Who selects the farming projects?

Gestel rigorously selects projects and partner farmers according to economic, sanitary and environmental criteria. Our technicians across France regularly visit the farms.

What are the fees?

A 6% subscription fee applies on the unit value (“Unit of Account”, the cow) of €1,857, i.e. €1,969 per unit. A 10% fee applies on the unit value at the time of exit. For eligible French tax residents, these fees are 100% deductible from income tax.**
* Price as of 25 March 2025.

Is this an ethical or responsible investment?

Yes. The product is built on concrete ESG criteria: animal welfare, farmers’ mental health, food traceability and rigorous governance. The approach has been developed with PwC.

When and how is income paid out?

Income is capitalised during the first 3 years. From year 4 onwards, the investor can choose to remain in capitalisation mode or opt for an annual income distribution.

Do I lose money if one farmer faces difficulties?

No. Investments are diversified across multiple farms to mutualise risk. If one farm encounters difficulties, this does not have a direct impact on the overall performance of your investment. All operational, legal and sanitary aspects are supervised by our management team.

What happens if a cow falls ill or dies?

Farmers are required to take out insurance covering the animals in case of illness or death. This ensures that investors do not suffer a loss in the number of animals they hold. In addition, the herd is naturally renewed through births.

Is this investment compatible with a long-term wealth strategy?

Yes. This investment offers stable income, gradual capital appreciation and can be integrated into diversification, succession or retirement strategies.

How is the herd renewed over time?

The herd is naturally renewed through births on the farms. This renewal cycle supports the long-term sustainability of the asset and avoids constant reinvestment in new animals.

Can I get my money back at any time?

Exit is possible at any time under the conditions set out in the contract. Liquidity is limited but organised to provide flexibility for investors.

Feel free to contact us

Monday to Friday
from 8:30 am to 5:00 pm
+33 (0)4 51 42 02 83

Our offices are located in Dardilly, near Lyon:
10 Chem. of Industry,
69570 Dardilly