Frequently Asked Questions
What is the cost?
The cost of the services offered by Gestel includes several elements:
- The rent (10% of the animals under contract) can be paid in the form of growth, i.e. heifers ready to calve, or in cash.
- There are insurance costs on each bovine under contract, which amount to approximately €13 per cow per year.
- The service fee is €55 per cow per year.
On average, this amounts to approximately €42 per month per cow.
These figures are provided for guidance purposes only and are subject to change depending on economic conditions.
Can I select my own heifers?
Yes, absolutely. You have the option of selecting and acquiring your animals yourself, whether at sales or directly from a neighbor. We then assist you by providing the necessary funds to finalize your purchase, while respecting your specific criteria.
How can I be sure that I am not introducing diseases into my livestock?
We guarantee high-quality animals through strict pre-departure checks. All animals undergo a rigorous series of tests, including screening for IBR, BVD, paratuberculosis, neosporosis, and besnoitiosis, in accordance with our contractual guarantee. Upon arrival, during the quarantine period, we will ask you to perform these same tests to ensure maximum protection for your herd.
How are my cows insured?
Your cows are insured by Groupama under a pooled contract covering our 40,000 head of cattle. Thanks to this volume, we have been able to negotiate coverage at competitive rates. This contract includes significant coverage against accidents and diseases, thus ensuring optimal protection for your herd at advantageous terms.
How long will it take for my heifers to arrive and from which farm?
The time it takes to receive cows depends primarily on how quickly you complete your application. Once finalized, the application is submitted to an acceptance committee, which meets weekly. The arrival time of the heifers varies. We do our best to source them from a single farm, preferably one as close to you as possible. However, this isn't always feasible. Generally, the heifers arrive in several waves, spread over several weeks, while benefiting from maximum health guarantees.
What happens if I can no longer pay my rent?
Since we are not a bank, if you experience any difficulties making your payments, it is essential that you contact us promptly. We will work together to find a long-term solution to overcome these challenging times and ensure the continuation of our partnership.
How many cows can I get financed?
We offer financing options starting from 15 cows, up to 50% of your herd.
Can I fund other projects such as a robot or a tractor?
Absolutely, we can provide you with the cash flow to finance various projects, whether it's purchasing a robot, a tractor, or other equipment. What matters most to us is that our cows thrive in a favorable environment. We are here to support the overall development of your farm.
Can I benefit from both a cash injection and cows?
Absolutely, you can opt for a hybrid solution. For example, we can provide you with 15 heifers ready to calve while also buying back 5 cows from your herd to provide cash flow support. This approach allows you to simultaneously strengthen your herd while benefiting from increased financial flexibility.
What is a crescent?
An increase refers to the growth of your herd through the birth of new calves. It represents the natural increase in the number of animals on your farm through reproduction.
Are you a bank?
We are not a bank. While we offer cash management solutions, our services are distinct and provide unique flexibility. Our field technicians demonstrate this daily by delivering not only financial solutions but also cattle in the form of heifers ready to calve, according to your needs, or a combination of both. Furthermore, our experts will come directly to your location to support you, advise you, and address your specific requirements.
What solutions are there for beef cattle farmers?
As a beef cattle farmer, financing with Gestel is a breeze. You simply need to find your own cattle, and Gestel will take care of the rest. We offer comprehensive and tailored financial support, allowing you to focus on your core business without logistical worries.
